.zm-calc{display:grid;gap:24px}@media(min-width:900px){.zm-calc{grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);align-items:start}}.zm-calc__panel{padding:clamp(20px,3vw,32px);border-radius:var(--zm-radius-lg);background:var(--zm-surface);border:1px solid var(--zm-border);box-shadow:var(--zm-shadow-deep)}.zm-calc__panel h3{margin:0 0 16px;font-size:18px;font-weight:800;color:var(--zm-ink)}.zm-calc__grid{display:grid;gap:14px;grid-template-columns:repeat(2,minmax(0,1fr))}.zm-calc__grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}@media(max-width:560px){.zm-calc__grid,.zm-calc__grid--3{grid-template-columns:minmax(0,1fr)}}.zm-calc .zm-field>span{font-size:13.5px}.zm-calc .zm-field input,.zm-calc .zm-field select{width:100%;padding:11px 14px;border-radius:12px;border:1px solid var(--zm-border-strong);background:var(--zm-bg-soft);color:var(--zm-ink);font:inherit;font-size:15px}.zm-calc .zm-field input:focus,.zm-calc .zm-field select:focus{outline:none;border-color:var(--zm-primary);box-shadow:0 0 0 4px var(--zm-primary-soft);background:var(--zm-surface)}.zm-calc__rows{display:grid;gap:10px}.zm-calc__row{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr) 36px;gap:10px;align-items:end}.zm-calc__icon{height:44px;width:36px;display:inline-flex;align-items:center;justify-content:center;border-radius:10px;color:var(--zm-mute);background:transparent;border:none;cursor:pointer}.zm-calc__icon:hover{color:var(--zm-ink);background:var(--zm-bg-soft)}.zm-calc__add{margin-top:6px;display:inline-flex;align-items:center;gap:6px;font-weight:700;font-size:14px;color:var(--zm-primary);background:none;border:none;cursor:pointer;padding:6px 0}.zm-calc__result{position:sticky;top:96px}.zm-calc__big{font-size:clamp(34px,5vw,46px);font-weight:900;letter-spacing:-.02em;color:var(--zm-ink);line-height:1.05}.zm-calc__label{font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--zm-mute)}.zm-calc__list{margin:18px 0 0;padding:0;list-style:none;display:grid;gap:10px}.zm-calc__list li{display:flex;justify-content:space-between;gap:12px;padding-bottom:10px;border-bottom:1px dashed var(--zm-border);font-size:15px;color:var(--zm-ink-soft)}.zm-calc__list li strong{color:var(--zm-ink);font-variant-numeric:tabular-nums}.zm-calc__band{display:inline-block;margin-top:10px;padding:4px 10px;border-radius:999px;font-size:13px;font-weight:700}.zm-calc__band--great{background:#16a34a1f;color:#15803d}.zm-calc__band--typical{background:#2563eb1f;color:#1d4ed8}.zm-calc__band--high{background:#ea580c24;color:#c2410c}.zm-calc__note{margin-top:14px;font-size:13.5px;color:var(--zm-mute)}.zm-calc__cta{margin-top:18px;padding:14px 16px;border-radius:14px;background:var(--zm-bg-soft);font-size:14.5px;color:var(--zm-ink-soft)}.zm-calc__cta a{color:var(--zm-primary);font-weight:700}.zm-embedbox textarea{width:100%;min-height:110px;padding:12px 14px;border-radius:12px;border:1px solid var(--zm-border-strong);background:var(--zm-bg-soft);color:var(--zm-ink);font:13px/1.5 ui-monospace,SFMono-Regular,Menlo,monospace;resize:vertical}.zm-toolcards{display:grid;gap:18px}@media(min-width:820px){.zm-toolcards{grid-template-columns:repeat(3,minmax(0,1fr))}}.zm-toolcard{display:flex;flex-direction:column;gap:10px;padding:26px;border-radius:var(--zm-radius-lg);background:var(--zm-surface);border:1px solid var(--zm-border);text-decoration:none;transition:transform .15s,box-shadow .15s}.zm-toolcard:hover{transform:translateY(-2px);box-shadow:var(--zm-shadow-deep)}.zm-toolcard h2{margin:0;font-size:20px;font-weight:800;color:var(--zm-ink)}.zm-toolcard p{margin:0;color:var(--zm-ink-soft);font-size:15px}.zm-toolcard span{margin-top:auto;font-weight:700;color:var(--zm-primary);font-size:14.5px}.zm-embed-shell{min-height:100vh;padding:16px;background:var(--zm-bg, #fff);font-family:system-ui,sans-serif}.zm-embed-shell footer{margin-top:14px;text-align:center;font-size:13px;color:var(--zm-mute)}.zm-embed-shell footer a{color:var(--zm-primary);font-weight:700}.dark .zm-calc__band--great{color:#86efac}.dark .zm-calc__band--typical{background:#60a5fa29;color:#bfdbfe}.dark .zm-calc__band--high{color:#fdba74}.zm-embed-shell .zm-calc__result{position:static}@media(max-width:899px){.zm-calc__result{position:static}}.zm-offer{display:grid;gap:28px;padding:clamp(22px,3.5vw,40px);border-radius:var(--zm-radius-lg);background:var(--zm-surface);border:1px solid var(--zm-border);box-shadow:var(--zm-shadow-deep)}@media(min-width:900px){.zm-offer{grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);align-items:start}}.zm-offer__icon{display:flex;width:44px;height:44px;align-items:center;justify-content:center;border-radius:12px;background:var(--zm-primary-soft);color:var(--zm-primary);margin-bottom:12px}.zm-offer__intro h2{margin:6px 0 14px;font-size:clamp(22px,3vw,28px);font-weight:900;letter-spacing:-.01em;color:var(--zm-ink)}.zm-offer__intro ul{margin:0;padding-left:20px;display:grid;gap:8px;color:var(--zm-ink-soft);font-size:15.5px}.zm-offer__fine{margin-top:14px;font-size:13.5px;color:var(--zm-mute)}.zm-offer__form{display:grid;gap:14px;grid-template-columns:repeat(2,minmax(0,1fr))}.zm-offer__form .zm-field:first-child,.zm-offer__consent,.zm-offer__error,.zm-offer__form button{grid-column:1 / -1}@media(max-width:560px){.zm-offer__form{grid-template-columns:minmax(0,1fr)}}.zm-offer .zm-field>span{font-size:13.5px}.zm-offer .zm-field input{width:100%;padding:11px 14px;border-radius:12px;border:1px solid var(--zm-border-strong);background:var(--zm-bg-soft);color:var(--zm-ink);font:inherit;font-size:15px}.zm-offer .zm-field input:focus{outline:none;border-color:var(--zm-primary);box-shadow:0 0 0 4px var(--zm-primary-soft);background:var(--zm-surface)}.zm-offer__consent{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--zm-ink-soft)}.zm-offer__consent input{margin-top:3px;width:16px;height:16px;accent-color:var(--zm-primary)}.zm-offer__hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.zm-offer__error{margin:0;padding:10px 12px;border-radius:10px;background:#dc26261a;color:#b91c1c;font-size:14px}.dark .zm-offer__error{color:#fca5a5}.zm-offer__form button:disabled{opacity:.6;cursor:not-allowed}.zm-offer__done{display:grid;gap:16px;align-content:start;padding:22px;border-radius:14px;background:var(--zm-bg-soft);color:var(--zm-ink);font-size:16px}.zm-offer__done a{justify-self:start}.zm-spin{animation:zm-spin .8s linear infinite}@keyframes zm-spin{to{transform:rotate(360deg)}}